Product Manager – Payments Hub

Description

We are seeking an experienced Product Manager – Payments Hub to lead the development and enhancement of our payment processing platform. The ideal candidate will have deep expertise in ACH and Wire transfers, along with experience in one or more of RTP, FedNow, and card payment networks. You will work closely with engineering and business teams to drive product strategy, roadmap execution, and customer adoption.

Key Responsibilities:

· Define and execute the product strategy and roadmap for the Payments Hub, ensuring alignment with customer needs and regulatory requirements.

· Lead end-to-end product development lifecycle, from ideation to deployment, with a strong focus on scalability, security, and real-time processing.

· Develop detailed functional specifications for ACH, Wire, RTP, FedNow, and card payments, ensuring seamless integration across financial institutions and payment networks.

· Collaborate with engineering teams to design APIs, workflows, and transaction processing rules that meet compliance and operational requirements.

· Ensure adherence to Nacha, Fed, and card network standards

· Define and monitor key performance metrics (transaction success rates, processing speeds, fraud detection, etc.) to continuously improve the platform.

· Engage with customers, banks, and payment partners to understand market trends, pain points, and opportunities for innovation.

· Drive partnerships and integrations with payment networks, core banking providers, and fintech partners.

· Stay ahead of emerging trends in real-time payments, open banking, and digital wallets

Qualifications:

· 10+ years of experience in payments product management, preferably in a financial institution, fintech, or payment processor.

· Deep expertise in ACH and Wire payments (Nacha rules, FedWire operations etc.).

· Experience with one or more of RTP, FedNow, and card issuing / processing

· Strong understanding of payment network integrations, ISO 20022 messaging, and API-based payment processing.

· Knowledge of regulatory requirements, risk management, and fraud detection in payments.

· Excellent ability to translate business requirements into technical specifications.

· Experience working with engineering, compliance, and sales teams to deliver complex payment solutions.

· Strong analytical and problem-solving skills with a data-driven approach.

· Exceptional communication and stakeholder management skills.